Interested in an FHA Loan?

Interested in an FHA Loan?

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The Lowdown on FHA Loans...

The Lowdown on FHA Loans...

Our FHA Loan Rates Are Low & Our Process is Quick & Painless

An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.

The FHA program was created in response to the rash of foreclosures and defaults that happened in 1930s; to provide mortgage lenders with adequate insurance; and to help stimulate the housing market by making loans accessible and affordable.

We're here to make the FHA home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our No-Cost FHA Loan Qualifier.

We'll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you're a first-time home buyer or a seasoned investor.

The FHA Loan Process

Here's how our home loan process works:

  • Complete our simple FHA Loan Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Why A FHA Loan?

  • Automated Approvals
  • Financing up to 96.50% (minimum 3.50% down payment)
  • Credit score as low as 580
  • Seller concessions up to 6% allowed
  • FHA 203(k) loan allows renovation costs to be financed in the loan
  • Temporary buydowns on rate allowed
  • Debt to income ratio up to 55% allowed
Why A FHA Loan?

Your Home Loan Could Be Fully Funded 30 Days From Now

  • Fixed Rates

    Fixed Rates

  • Adjustable Rates Mortgage (ARM)

    Adjustable Rates
    Mortgage (ARM)

  • Conforming Loans

    Conforming
    Loans

  • Jumbo & Super Jumbo Loans

    Jumbo & Super
    Jumbo Loans

  • FHA, VA, & USDA Loans

    FHA, VA, & USDA
    Loans

  • Terms from 5 to 30 Years

    Terms from 5 to
    30 Years

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Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below:

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